Home If you’re a licensed residential builder in New South Wales, you need home warranty insurance before you start any residential building work valued over $20,000. In NSW, this cover is provided through the Home Building Compensation Fund (HBCF), administered by icare. Home warranty insurance protects homeowners — not the builder — if the builder […]
Home Surety Bonds for Australian Construction Surety Bonds are financial guarantees issued by an insurer to a third party (the beneficiary) on behalf of your business (the principal). They’re an alternative to bank guarantees — freeing up working capital and protecting cash flow, while still satisfying contract obligations. For Australian builders, developers, and subcontractors, Surety […]
Home Trade Credit Insurance for Australian Builders and Suppliers Trade Credit insurance protects your business from bad debts — the losses you take when a customer fails to pay an invoice because of insolvency, protracted default, or political risk. For builders, subcontractors, and construction-sector suppliers selling on credit terms, Trade Credit is the cover that […]
Home Cyber Insurance for Australian Construction Businesses Construction businesses are now prime targets for cyber-criminals. Builders, developers, and head contractors hold bank details, client data, BIM models, project schedules, and supplier payment information — all attractive to ransomware and business-email-compromise attacks. Cyber Insurance protects your business against the financial and reputational damage of a cyber […]
Home Management Liability Insurance for Australian Construction Businesses Management Liability Insurance (ML) protects directors, officers, and the company itself against claims arising from how the business is managed — including breaches of director duties, employment practices, statutory compliance, and tax investigations. For construction businesses, where directors are personally exposed to SOPA claims, WHS prosecutions, and […]
Home
Home Home Warranty and Latent Defect Insurance for Australian Residential Builders Home Warranty Insurance (HWI) — also known as Home Building Compensation or Builders Warranty in different states — is a statutory cover required for residential building work above a set contract value in NSW, SA, WA, and ACT. It protects homeowners if the builder […]
Home Contract works and public liability insurance is the foundation cover for any construction business in Australia. Whether you’re building homes, fitting out commercial spaces, or managing civil works, this is the policy that protects the job itself and the people around it. Contract works covers physical loss or damage to the construction project — […]
Home Professional Indemnity Insurance for Australian Construction Professionals Professional Indemnity (PI) insurance protects your business when a client claims financial loss because of an error, omission, or negligent advice in the professional services you deliver. For builders, design-and-construct contractors, architects, engineers, surveyors, and project consultants, PI is the cover that stands between a disputed design […]
Home Public Liability Insurance for Australian Builders and Tradies Public Liability insurance (often bundled with Products Liability) protects your business when a third party claims injury or property damage arising from your work, your site, or your products. For every builder, subcontractor, and trade business in Australia, it’s the single most important commercial cover — […]