Taking on design responsibility — even informally — can create professional indemnity exposure that a standard construction liability policy may not cover. If you deliver design and construct (D&C) projects, novate designs, or direct design consultants, this free tool gives a general indication of your PI risk position.
Design & Construct Professional Indemnity Risk Checker
How it works
- Answer a few questions about how design is handled on your projects.
- The tool indicates your potential professional indemnity exposure band.
- A Silverback broker contacts you within one business day with tailored guidance.
Why it matters
On D&C projects the builder can wear design risk that would traditionally sit with the architect or engineer — including for novated designs prepared before you were engaged. Public liability policies commonly exclude design errors, which is why PI cover, contract wording and consultant insurances need to line up. Where that line sits depends on your contracts and circumstances.
This tool provides general information only. It has been prepared without taking into account your objectives, financial situation or needs. Results are indicative and do not constitute personal financial or insurance advice — always speak to a Silverback broker before making decisions about your cover. Silverback Insurance Pty Ltd (ABN 74 643 561 746) is a Corporate Authorised Representative (No. 1283436) of Australian Broker Network Pty Ltd (AFSL 253131).
Prefer to talk it through?
A Silverback broker can review your contract and arrange cover that fits. Call 0410 152 835, request a quick quote, or learn more about Design & Construct insurance.